Full List of 100% P&T VA Disability Benefits
Reaching 100% P&T unlocks a completely new tier of benefits for you and your family that go far beyond monthly compensation.
Federal Benefits
These benefits are available nationwide to all veterans with a 100% Permanent and Total rating.
CHAMPVA Healthcare
Comprehensive healthcare coverage for your spouse and dependent children. This is often the most valuable benefit for families.
Chapter 35 DEA
Dependents Educational Assistance provides a monthly stipend to spouses and children to help pay for college or vocational training.
Comprehensive VA Dental
100% P&T veterans are placed in Priority Group 1, which includes full free dental care through the VA.
SMC Eligibility
Special Monthly Compensation provides additional tax-free payments above the 100% rate for specific severe disabilities.
Funding Fee Waiver
Complete waiver of the VA Home Loan funding fee, saving you thousands or tens of thousands on a home purchase.
Student Loan Forgiveness
One-time discharge of federal student loans under the TPD (Total and Permanent Disability) discharge program.
Space-A Flights
Access to Space-Available travel on military aircraft for you and your dependents.
Commissary & Exchange
Full access to military commissaries, exchanges, and MWR facilities worldwide.
State-Level Benefits
In addition to federal benefits, most states offer significant tax breaks and perks for 100% disabled veterans. Note: These vary wildly by state. You must check with your state's veteran commission.
Texas
- • 100% Property Tax Exemption
- • Hazelwood Act (Free college for dependents)
- • Free Driver's License/Registration
- • Free State Park Entry
Florida
- • 100% Property Tax Exemption
- • Free Tuition for Dependents
- • Free Hunting/Fishing Licenses
- • Disabled Veteran License Plate
California
- • Substantial Property Tax Exemption
- • College Tuition Fee Waivers
- • Free State Park Passes
- • Discounted Hunting/Fishing
2025 Monthly Compensation
The base rate for a 100% rating in 2025 is $3,831.30/month. This increases if you are married or have dependent children.
Use our calculator to find your exact rate